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Guides, explainers, and updates on UK tax, salary, and personal finance.

  1. How salary sacrifice saves you tax and National Insurance

    Salary sacrifice reduces your gross pay before tax and NI are calculated, which means you keep more of every pound that goes into your pension. Here's how it works and how much you could save.

  2. Stamp duty explained: how much you'll pay in 2026/27

    Stamp duty is calculated in bands, not as a flat rate on the whole price. Here's exactly how it works, what first-time buyers need to know, and how the additional property surcharge applies.

  3. The 60% tax trap: what happens between £100k and £125k

    Earn between £100,000 and £125,140 and you face an effective 60% marginal tax rate. Here's why it happens, how much it costs, and what you can do about it.

  4. VAT for small businesses: when to register and what changes

    Once your taxable turnover exceeds £90,000 you must register for VAT. This guide covers the threshold, the flat rate scheme, Making Tax Digital, and common mistakes to avoid.

  5. Understanding your payslip: tax codes, deductions, and what they mean

    Your payslip contains a lot of information. We break down every line — from gross pay and tax code to NI, pension, and student loan deductions — so you know exactly where your money goes.