2026/27 tax year — England, Wales & Northern Ireland
Annual salary
£15,000
gross per year
Monthly take-home
£1,193
after tax & NI
Weekly take-home
£275
after tax & NI
2026/27 tax breakdown
Gross salary£15,000
Income tax−£486
National Insurance−£194
Take-home pay£14,320
Based on 2026/27 England, Wales & Northern Ireland tax rates. Assumes standard tax code 1257L, no student loan, no pension contributions. Scotland has different income tax bands.
PeriodGrossTake-home
Per hour£7.69£7.34
Per day£57.69£55.08
Per week£288.46£275.38
Per month£1,250.00£1,193.30
Per year£15,000.00£14,319.60
This is below the National Living Wage of £12.71/hour for workers aged 21 and over.
Try a different amount Use the salary converter to calculate any hourly rate, day rate, or annual salary.
A gross salary of £15,000 a year is typical for part-time professional roles, apprenticeships, and entry-level jobs in retail, hospitality, and admin. Because most of it falls within the £12,570 personal allowance, a large share is taken home tax-free.
On a gross annual salary of £15,000, HMRC deducts £486 in income tax and £194 in employee National Insurance for 2026/27 — leaving a take-home of £14,320 per year, or roughly £1,193 per month.
The first £12,570 of income is tax-free (the personal allowance). Earnings between £12,571 and £50,270 are taxed at 20%; between £50,271 and £125,140 at 40%; and above £125,140 at 45%. Employee National Insurance is 8% on earnings between £12,570 and £50,270 and 2% above that.
What this salary is worth per hour
On a 37.5-hour week, a gross salary of £15,000 works out to roughly £7.69 per hour. At 40 hours per week it’s about £7.21 per hour.
Questions about £15,000 a year
On a gross salary of £15,000, you’ll pay roughly £486 in income tax and £194 in National Insurance for 2026/27. That leaves a take-home of approximately £14,320 per year.